Su Receta Para Inversiones Seguras
Pagarés Hipotecarios | Bienes Raíces | Proyectos de Desarrollo | Empresas Conjuntas
Invirtamos juntos
Tengo notas disponibles ahora para un flujo de caja pasivo para usted.
Mi nombre es Iván Terrero.
Sabía que quería ser dentista desde que tenía 13 años.
Me gradué en 1986 en la República Dominicana para avanzar en mi carrera de odontología y ahora llevo 32 años ejerciendo, actualmente en Florida.
He estado involucrado en inversiones inmobiliarias durante los últimos 25 años, comprando terrenos, ofreciendo financiación creativa, incluido el alquiler con opción a compra, siendo prestamista privado y vendiendo propiedades.
Hoy mi preferencia es invertir en notas hipotecarias y buscar socios de inversión inmobiliaria.
Un pagaré hipotecario es un pagaré garantizado por una propiedad. El comprador realiza pagos a los tenedores de los Bonos como lo haría con un banco u otro prestamista.
Mi objetivo es hacer crecer una cartera de inversiones con socios para proporcionar flujo de caja y seguridad financiera.
— Iván Terrero, El Doctor de la Nota
Quiere mantenerse en contacto y
¿Conocer oportunidades de inversión?
Reciba consejos sobre inversiones e información sobre oportunidades de inversión en bienes raíces y pagarés hipotecarios. Reciba una guía de bolsillo gratuita y acceda a un curso en vídeo sobre Note Investing cuando se registre.
Fundamentos Inmobiliarios
Seleccione el área adecuada para invertir, identifique problemas antes de comprar, encuentre oportunidades, compre/venda al precio correcto.
Conozca la estructura legal que muchos inversionistas inmobiliarios están implementando para proteger el dinero que tanto les costó ganar de demandas frívolas.
Articles and Videos
Four Reasons to Invest In Notes
What a Note is and why it is a better option than being a landlord
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1. Be The Bank
Through Note investing. No headaches of being a landlord having trouble tenants, toilets or trash. From your passive investments collect automatic payments directly into your Self Directed Retirement Account.
You are the Bank!
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2. Buy Right
Entry to any investment is key! Purchase correctly with the proper Due Diligence your mortgage Note or deed of trust investment will provide a safe, high-yield return secured by 1st position liens recorded against residential or commercial real estate.
Invest Wisely
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3. Give Back
By being the Bank, we are in a unique position to help the home-owners/borrowers by doing a loan modification. Turning a non-performing Notes into a performing Note, reestablishing Cashflow.
This fits our business model, Helping home owners stay in their homes!
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4. Build a Legacy
Approaching retirement (or not), your investments in a Self-Directed IRA will compound building wealth. Your money is in the money business always working!
If you don't spend it all, you can leave a Legacy, generational wealth to those you love!
Case Study: Texas Tea
The following is an example of a note I created which I’ll call “Texas Tea”.
This property is located in Port Arthur, Texas and I think it is an example of how we were able to help someone move into their own home.
The borrower could not qualify for a conventional mortgage since the property is a mobile home.
Sales price $29,200. The borrower put down $6,000 leaving a loan amount of $23.200.
Interest charged was 9.5%.
Monthly payments were $893.16 for 36 months ( three years).
There was a late fee of $45 if payment was not received by the 15th of every month.
Our goal was to have the borrower pay off the loan in three years.
The borrower made on-time payments for the first two years of the loan.
Starting in year three, they were late numerous times, and the late fees were added as agreed in the loan documents.
By the fourth time they were late, the servicer reached out to them as per previously agreed with me to offer them an acceptance of partial payments until they got caught up.
The borrower reached out to us after three months stating that they could meet the payments.
We gave them three months, adding the penalties and missed payments to the back end of the loan.
The Borrower Paid Us Off In Year Five
We made money and the borrower was able to keep their home.
A big reason we love investing in notes and real estate is the positive impact we can have on all involved.
Here are a few ways that specific parties were positively affected by this project:
- We have provided affordable housing for our new tenants.
- We have supported—and continue to support—the local Port Arthur economy by employing contractors.
- At least one house in the neighborhood is in much better condition now.
- The deal is profitable for us as real-estate investors.
Media Appearances
Discussion with Greg Dixon, Maurice Thomas Jr., and Paul Levine on creating housing. Part 1.
Discussion with Greg Dixon, Paul Levine, Larry Hoffman, Diego F Geraldo, and Fred Sams on creating housing. Part 2.
Discussion with Greg Dixon, Paul Levine, Larry Hoffman, Rodney Madison, and Maurice Thomas Jr. on creative lucrative investments.
Recommended Resources
Acquire Properties for Pennies On The Dollar, Create Cash-Flow & Earn Lump Sum Payoffs.
Note Investing Training Resources
Ivan Terreno is part of a growing community of Note investors with
many free and paid resources for your Note investing success!
Learn about Note Investing with a 10-part video series created by my mentors, Desi Arnaz and Patrick Franz.
Also download The Note Investing Pocket Guide by Patrick Franz.
These two free resources will help you decide if Note Investing is a great investment tool for you.
Desi Arnaz and Patrick Franz run a Note Investor Mastermind Group on Saturday mornings.
The session includes a presentation on an investment topic, a special guest presentation, and a question and answer session.
Participants include investors, realtors, accountants, lawyers, and other specialists who help you have success in Note Investing. Highly Recommended!